Depending on the nature and extent of your debt obligations one or more of these solutions may be of help to you.

There are many businesses out there offering to help you solve your debt problems. Very few of them however are able to assist you with all 3 of the aforementioned solutions. The problem with this is that you may for instance be talked into debt counseling whilst an application for administration or insolvency may better suit your situation. As we are able to assist you with all 3 solutions we are able to recommend the correct solution for your specific situation.

We herewith give a short explanation of the various solutions for your information –

• Debt Counseling

With debt counseling we can legally reduce the monthly installments you pay on credit agreements, for instance your mortgage, vehicle finance, clothing accounts, credit cards, personal loans etc.

• Administration

With debt counseling we can legally reduce the monthly installments you pay on credit agreements, for instance your mortgage, vehicle finance, clothing accounts, credit cards, personal loans etc.

Debt Counseling and Administration application can also be used simultaneously to provide a solution where ALL your creditors are included !

• Insolvency (Also known as voluntary surrender)

If the repayment of your debt is not possible you can apply for the voluntary surrender of your estate. The effect of such an application is that more than 70% of you debt will be written off.

The a foregoing descriptions are to say the least a VERY CRYPTIC explanation of the various solutions on offer. During your free consultation with us we shall gladly explain the in’s and out’s and pro’s and con’s of the different options to you.